QUOTE (Christian @ Dec 24 2008, 12:56 PM)

It's more than just a running theme: It's the movie's main message. Not that everyone has value, but that "failure" is something that we see too easily in ourselves.
Now, there have been times where I've felt pretty close to "friendless" in this world, and the movie's message has made me despair! That's a sucky place to be, especially during the holidays.
I think the movie's central theme runs a lot deeper than friendship. The central value is
goodness.
The first lines of the film, from the prayer voiceovers, are not "I really care about George Bailey, I'm worried about my friend," but "I
owe everything to George Bailey ... He
never thinks about himself, God; that's why he's in trouble ... George is
a good guy, give him a break, God."
Likewise, the overwhelming point of the alternate-reality saga is not that if not for George people would have been
lonely (other than Mary winding up an old maid), but that Martini and others would never have gotten out of the slum, Mr. Gower would have been a convict and a drunken stumblebum, Ernie would have been divorced, Harry and everyone on that transport would have died, etc.
Clarence's central message to George is not "See how many friends you had," but "See what a hole in the world there is without you." To be fair to Spielberg, Clarence does come close to affirming how much every person matters: "Each man’s life touches so many other lives. When he isn't around, it leaves an awful hole." Still, the whole story is structured to show how it is George's heroic goodness and selflessness that causes
this particular life to leave such a particularly grievous hole.
QUOTE (Nick Alexander @ Dec 24 2008, 12:35 PM)

I now think of this much, much differently than before. Perhaps it's because I've been tempered over the last year, but there's a part of me wondering if we would be in this crisis today if there were a few more Mr. Potters out there denying mortgages to those who could not afford it, and less George Baileys out there accepting them ("shoot some pool with somebody"). (And even though I currently have a mortgage, I don't see any shame in renting, and have rented for many years.)
While I admit the same line of thought fleetingly occurred to me this year watching the film, simultaneous with this thought was the recognition that it is a complete distortion of the reality of the film.
Repairing to the real world, in the last couple of months I've heard a number of stories on NPR and elsewhere about banks that AREN'T failing: little banks in small towns where everyone knows everyone else and a face and a handshake are as good as collateral for getting a loan.
As that suggests, the current mortgage crisis wasn't caused by soft-hearted George Baileys generously lending money to personal friends who couldn't afford it. It was caused by heart-hearted Mr. Potters looking to line their own pockets with predatory lending practices, a different strategy than that of the Depression/WW2-era Potter, but the same modus operandi.
There is no evidence that George ever made a loan to anyone who truly couldn't afford it (though at least once we see him make a gift that he euphemistically calls a "loan"). He worked on a case by case basis, deciding on the merits, and did what he could to help people within their means.
QUOTE (Nick Alexander @ Dec 24 2008, 12:35 PM)

Here's an alternate reality. Suppose the Potter-invitation scene was an olive branch, if you will, to George Bailey, to invite him for friendship? Suppose that Potter, who is so business-minded that he has no sympathy for anybody in the town... perhaps he witnesses the power of this sort of friendship, and wishes to learn to integrate this into his own business practices? And then George Bailey, being pompous and full of himself, refuses, seeing (rightly) that this would mean a total monopoly of Potter's economic influence on Bedford Falls.
That would indeed be an alternate reality. The invitation scene was a pretext for taking over the Building & Loan, nothing more. Potter offered George a three-year contract. At the end of that three years, the Building & Loan would be gone, and Potter would be under no particular obligation to renew the contract. And even if he did, George would be no more than a hired gun, able to do only whatever Potter authorized him to do. Potter would be calling the shots, and would run the business his own way.
QUOTE (Nick Alexander @ Dec 24 2008, 12:35 PM)

Suppose Bailey did take the job. He could then afford to care for his family, improve renovations on his own house on an expedited rate, save for college, and take family vacations to see the world. His influence would mean that the hard-working businessmen (like Martini) would still be able to get a house, or that Bailey could improve upon the "broken-down shacks" that Potter has forced renters to reside. Bailey could also bring on Uncle Billy and other S&L employees into Potter's busines, perhaps in a job that does not require them to easily lose the money.
What in the film justifies this optimistic assessment of what Potter would have allowed George to do in his employ?
Note the one moment in the invitation scene where Potter shows his characteristic irascibility: when George asks about the B&L. "Oh, confound it, man, are you afraid of success?" It's pure misdirection. If Potter had really wanted to incorporate Baileyesque principles into his own empire, he could have said, "Don't you understand, George? We won't need the B&L any more -- it's what you do at the B&L that I want to hire you for."
Instead, Potter reacts in a way that clearly indicates that destroying the B&L and transforming George Bailey from an obstacle into a manageable asset is the real goal.
QUOTE (Nick Alexander @ Dec 24 2008, 12:35 PM)

Would Potter have been so adamant to hide the misplaced money if George Bailey was working for him? Why would he?
Since in that case it would have been his own money, who cares? One way or another, it would be a step toward another sort of Pottersville.
QUOTE (Nick Alexander @ Dec 24 2008, 12:35 PM)

But, perhaps for the first time in the course of the film, George Bailey refuses this friendship.
Why do you assume friendship was legitimately on offer? It wasn't, and George doesn't refuse friendship. He refuses to be bought and paid for -- at great personal cost. The invitation scene is just one more heroic sacrifice of his personal dreams that George Bailey makes in order to be there for the people of Bedford Falls who need them, to be a buffer between them and Potter.
QUOTE (Nick Alexander @ Dec 24 2008, 12:35 PM)

So instead of a heart-tugging film about the power of one's influence in the lives of those he touches, I am instead cognizant that IAWL is a tragedy at Bedford Falls, where business and friendship are forced to never to be reconciled, due to George Bailey's rejection of Mr. Potter's generous offer. He should have had those 24 hours to think things over.
Because face it; advancing friendship is good business. Some of the wealthiest people today are noted philanthropists, using some of their excess for good. This increases positive word-of-mouth, improves lifestyle conditions, and encourages repeat business. The partnership of George Bailey and Mr. Potter could have been a win/win situation for both--Bailey's positive enhancements for his clients could have been tempered by the solid business practices of Mr. Potter. It's a shame that the film forces the two approaches to be at odds with each other.
You surely can't mean to say that this is the intended message of the film, that this represents the film's actual moral universe. Your comments are as revisionist as Jamieson's, set in a different moral universe with similar events. You might prefer a different sort of story, set in a universe in which Potter would be amenable to humanizing his business practices, but nothing in the movie indicates that this is the actual world George Bailey lives in.
I could maybe buy an argument that George could have taken a more conciliatory approach to turning Potter down. There are a lot of things George could have done better than he did. The point is not that he always does the best he could have, but that he always chooses to do what is best for others rather than what is best for himself.